Semiconductor device and fabrication method

ABSTRACT

A thin-film semiconductor device comprising at least a semiconductor element and a wiring is disclosed. A thin film of a protective insulating material is formed on the lower surface of the semiconductor element, and a substrate is bonded on the lower surface of the thin film. A method for fabricating the thin-film semiconductor device is also disclosed, in which a thin-film semiconductor circuit is formed on a silicon-on-insulator wafer, the silicon substrate on the reverse side of the silicon-on-insulator wafer is etched off, a thin-film semiconductor chip is formed and attached to the substrate, and the thin-film semiconductor chip and the substrate are wired to each other by printing.

BACKGROUND OF THE INVENTION

The present invention relates to a reliable and low-cost semiconductor device, or more in particular to an IC (Integrated Circuit) card or a multichip module.

Conventional techniques for IC cards are described in "Information Processing Handbook", first edition, pp. 302-304, compiled by Information Processing Society of Japan and published by Ohm, May 30, 1989. The same reference contains at pp. 242-244 also the description of techniques for packaging the IC card. The structure of IC cards is described in "IC Cards", first edition, p. 33, compiled by The Institute of Electronics, Information and Communication Engineers and published by Ohm, May 25, 1990. Also, an IC card using a thin LSI is disclosed in JP-A-3-87299, Apr. 12, 1991.

FIGS. 1, 2 and 3 are sectional views showing configurations of IC cards.

In FIG. 1 showing a conventional IC card configuration, a chip 211 is bonded to a portion having a contact 210, connected to a printed board 212 by a bonding wire 216, and sealed by resin 215. This module is embedded in a center core 213 of a hard material. The card surface is covered with an oversheet 209 and an oversheet 214.

FIG. 2 shows another example of the prior art. A semiconductor chip is bonded to a substrate 207 by a adhesive agent 207a. Due to a thick silicon substrate 217, however, the semiconductor is connected by being bonded to the substrate 207 by the adhesive 207a while absorbing the unevenness through a bonding wire 218.

In the example shown in FIG. 3, an IC 6 has a great thickness of about 200 to 400 μm. This bulk IC 6 is bonded to a card board 8 by an adhesive 7. Since the bulk IC is thick, however, the uneven wiring patterns on the IC and a substrate wiring 10 are connected by a wire bonding 9. In this case, the bulk IC is easily subjected to bending stress and therefore stress relaxation is required. Also, in view of the limited sizes of the bulk IC, the structural requirement for improving the bending strength and the difficulty of reducing the number of wire-adhesive steps, the cost tends to increase.

JP-A-3-87299 (Apr. 12, 1991) has rendered well known an IC card configuration in which an IC module having a very thin LSI ground very thin leaving active elements is fitted in a surface recess.

This conventional configuration is shown in FIG. 4. A semiconductor element 204 is bonded on a substrate 207 by an adhesive 207a. A wiring 208 for connecting semiconductor elements is connected to a conductive pad 202 by way of a through hole 203. This conductive pad 202 is further connected to the wiring on the substrate 207 by conductive paste 201.

The problem of this configuration, as shown in FIG. 4, is that an adhesive layer is in direct contact with the lower surface of the semiconductor element 204 such as a transistor and ionic contaminants easily intrude the semiconductor element, thereby extremely deteriorating the reliability. FIG. 5 is a diagram showing a problem specific to an IC card configured using a thin LSI disclosed in JP-A-3-87299 (Apr. 12, 1991). A thin LSI 41 mounted on a thick card substrate 42 is subjected to tensile or compressive stress between the front and reverse surfaces when the card substrate 42 is bent, thereby exerting a large stress on the LSI chip. The resulting thin structure and low mechanical strength under a large stress causes the IC to be easily broken by the stress. This gives a rise to a new problem of a considerably reduced reliability.

As described above, the IC card using a thin LSI layer including a thin semiconductor element is easily affected by ionic contaminants. Also, the thinness leads to a low mechanical strength. In the conventional IC cards using a bulk LSI, a bulk IC chip is attached on a thin, easy-to-bend card and wire-bonded. Therefore, the IC is easily broken and is low in reliability. Further, the increased number of packaging steps makes a cost reduction difficult.

SUMMARY OF THE INVENTION

The object of the present invention is to solve the above-mentioned problems of the prior art and to provide a semiconductor circuit, or more in particular a IC card or multichip module high in reliability and low in cost.

According to one aspect of the invention for solving the above-mentioned problems, there is provided a thin-film semiconductor device comprising at least a semiconductor element and a wiring, wherein a thin film of a protective insulating material for protecting the semiconductor element is formed on the lower surface thereof in contact with the semiconductor element, and the surface of the protective insulating film is bonded to other substrate.

According to another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit includes a thin film of a semiconductor circuit formed on a silicon-on-insulator (hereinafter referred to as SOI) wafer, another substrate coupling the thin-film semiconductor circuit on the opposite side formed with the semiconductor circuit, and a hardenable conductive material for connecting the wiring prepared on the substrate and the wiring of the thin-film semiconductor circuit.

According to a third aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit is taken out of the main surface of the SOI wafer with the insulator layer inward thereof as a boundary.

According to another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit and the other substrate are bonded by a rubber-like adhesive.

According to another aspect of the invention, there is provided a semiconductor device wherein the main surface is bonded to another support substrate, and then the SOI wafer substrate is ground or etched off.

According to still another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the other substrate for coupling the thin-film semiconductor circuit is of a flexible card shape.

According to a further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the other support substrate is flexible.

According to a still further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit and the support substrate are bonded to each other by an adhesive separable under ultraviolet ray.

According to an even further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the wiring by a liquid conductive material is a printed wiring with a rotary drum.

According to another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit is located at the center of the same depth from the front and reverse surfaces of the other substrate.

According to still another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit is bonded to one substrate and covered by being bonded to the other substrate of the same thickness.

According to a further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin-film semiconductor circuit is formed with a wafer other than SOI.

According to a still further aspect of the invention for solving the above-mentioned problems, there is provided a card-like semiconductor device with a thin IC chip built in the card, wherein the thickness of the IC chip is 110 microns or less for the completed card thickness of 760 microns or more, 19 microns or less for the completed card thickness of 500 microns or more, and 4 microns or less for the completed card thickness of 250 microns or more.

According to an even further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thickness of the IC chip is at least 4 microns or less for the completed IC card thickness 250 microns or less.

According to another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin IC chip is located at the center along the thickness of the card.

According to still another aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin IC chip is held between two or more card substrates.

According to a further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the thin IC chip is preferably bonded in such a configuration as to be held between card substrates by a flexible adhesive.

According to a still further aspect of the invention for solving the above-mentioned problems, there is provided a semiconductor device wherein the protective insulating material is silicon nitride.

The above-mentioned object can be achieved by providing a semiconductor device in which a semiconductor circuit prepared from a silicon-on-insulator (hereinafter referred to as SOI) wafer in thin film form is coupled to other substrate, to which a wiring prepared in advance and a wiring for the above-mentioned semiconductor circuit are connected by a liquid conductive material, and this liquid conductive material is then hardened.

This thin-film semiconductor circuit can be coupled to the other substrate after being taken out of the main surface with the insulator layer inward of the SOI wafer as a boundary. Specifically, the thin-film semiconductor circuit can be prepared by coupling the main surface of the semiconductor circuit formed of the SOI wafer to another support substrate and then by grinding or etching off the substrate of the SOI wafer.

The thin-film semiconductor circuit is preferably coupled to the other substrate by a rubber-like adhesive.

Also, the other substrate to which the thin-film semiconductor circuit is coupled preferably is card-shaped and flexible.

The other support substrate is also preferably flexible.

The thin-film semiconductor circuit and the other support substrate are bonded to each other by the use of an adhesive (hereinafter referred to as the ultraviolet-separating adhesive) the bonding strength of which decreases under ultraviolet ray, thereby facilitating separation of the other support substrate during the process.

Further, the liquid conductive material is effectively applied on the wiring by printing using a rotary drum.

Furthermore, the IC card can be easily fabricated by providing the thin-film semiconductor circuit placed at the center of the same depth from the front and reverse surfaces of the substrate, or more specifically, by bonding the thin-film semiconductor circuit to one substrate and then covering it by bonding with another substrate of the same thickness.

Although the foregoing description refers to the case of using a thin-film semiconductor circuit prepared on an SOI wafer, a similar effect of course is obtained by the use of a thin-film semiconductor circuit formed on a wafer other than SOI.

The above-mentioned method for attaching a protective insulating layer on the reverse surface of a thin semiconductor element causes the protective insulating film to prevent intrusion of ionic contaminants from the reverse side of the semiconductor element nearest to the external environment, and therefore the reliability is improved. As a result, an IC card with an improved durability can be fabricated even when a thin LSI is bonded to a substrate using a low-cost organic adhesive generally containing considerable ionic impurities.

The use of silicon nitride as the protective insulating film with a large thermal expansion coefficient suppresses the curl of the thin LSI film due to the internal residual stress, thereby contributing to an improved reliability of the IC card.

When an SOI wafer is used, the inner insulator layer acts as a stopper in processing, so that a thin film IC can be prepared uniformly with a high reproducibility. The thin-film IC thus prepared is 5 to 10 μm in thickness. This much thin IC is resistive to bend, and when bonded with a flexible adhesive to a thin substrate like an IC card, exhibits a high bending strength leading to a high reliability.

Also, the thin-film IC, which itself tends to break easily, is preferably mounted on a support substrate in advance to add stability. The support substrate to which the IC is coupled can be reliably removed at low temperatures by using an adhesive separable under ultraviolet ray. The thin-film IC attached to the card is so thin that wiring is possible with a conductive paste between the substrate and the IC. As compared with the conventional wire-bonding method using a gold wire, the method according to the invention is suited to mass production of flat, thin IC cards with low material cost.

The above-mentioned methods are applicable not only to the IC card but also to similar packaging of ICs as well as to multichip packaging.

Consider the section of a bent portion of a flat IC card. The curved surface develops an elongation and the reverse side thereof a compression. Under this condition, the central part of the section of the IC card is under a small stress free of compression. If a thin IC chip exists at this portion, such an IC chip is subjected to less stress. The IC chip is preferably thin. In the case where the card is thick, however, the card rigidity increases the critical curvature, thereby making it harder to bend. For this reason, the IC chip can be thick to some degree. In the case where the IC card is thin and easy to bend, on the other hand, the IC chip must also be reduced in thickness in order to relax the stress on the IC chip. In preparing a thin IC, the thinner the IC, the higher accuracy is required of fabrication devices. Changing the required IC chip thickness in accordance with the thickness of the IC card, therefore, is very important from the economic viewpoint and also for securing the required reliability. In this way, the correlationship between the thicknesses of the IC card and the IC chip is recognized to produce an economic and reliable IC card. Specifically, the thickness of the IC chip is rendered 110 microns or less for a card in completed form having the thickness of 760 microns or more, 19 microns or less for a card in completed form having the thickness of 500 microns or more, and 4 microns or less for a card in completed form having the thickness of 250 microns or more.

BRIEF DESCRIPTION OF THE DRAWINGS

FIG. 1 is a sectional view showing the essential parts of a conventional IC card for explaining the present invention.

FIG. 2 is a sectional view showing the essential parts of a conventional IC card for explaining the present invention.

FIG. 3 is a sectional view showing the configuration of the essential parts of a conventional IC card.

FIG. 4 shows the essential parts of a conventional IC card for explaining the present invention.

FIG. 5 is a sectional view showing the configuration of a conventional IC card bent with a thick substrate.

FIG. 6 is a sectional view showing the essential parts of a semiconductor device according to an embodiment of the invention.

FIGS. 7A, 7B, 7C are sectional views showing the steps of fabricating the semiconductor device of FIG. 6.

FIG. 8 is a sectional view showing the essential parts of a semiconductor device according to still another embodiment of the invention.

FIG. 9 is a sectional view showing the configuration of an embodiment of the invention.

FIG. 10 is a diagram showing the steps of fabricating an IC card providing a semiconductor device according to an embodiment of the invention.

FIG. 11 is a sectional view showing a thin-film IC fabricated from a SOI wafer.

FIG. 12 is a sectional view showing a thin-film IC with a support substrate coupled to a card substrate.

FIG. 13 is a sectional view showing a thin-film IC with the support substrate removed by irradiation of ultraviolet ray.

FIG. 14 is a sectional view showing the condition in which a thin-film IC and a substrate are connected with conductive ink.

FIG. 15 is a sectional view showing a configuration of the invention used for a multichip module.

FIG. 16 is a sectional view of an apparatus for printing the wiring with conductive ink.

FIG. 17 is a sectional view showing a thin-film IC embedded in a card substrate.

FIG. 18 is a sectional view for explaining the steps for producing the configuration shown in FIG. 10.

FIG. 19 is a sectional view showing the essential parts of an IC card according to an embodiments of the invention.

FIG. 20 is a sectional view of the essential parts of an IC card for explaining the principle of the invention.

FIGS. 21A, 21B are sectional views of the essential parts of an IC card showing the fabrication steps thereof according to an embodiment of the invention.

FIGS. 22A, 22B are sectional views of the essential parts of an IC card showing the fabrication steps thereof according to another embodiment of the invention.

FIG. 23 is a plan view of an IC card according to still another embodiment of the invention.

FIG. 24 is a sectional view of an IC card according to a further embodiment of the invention.

FIG. 25 is a diagram showing the relation between LSI-card thickness ratio and LSI surface stress according to the invention.

FIG. 26 is a diagram showing the relation between radius of curvature and LSI surface stress against IC card thickness according to the invention.

FIG. 27 is a diagram showing the relation between LSI-card thickness ratio and LSI surface stress according to the invention.

DESCRIPTION OF THE PREFERRED EMBODIMENTS

A semiconductor device having the configuration according to the invention will be specifically described with reference to embodiments. A sectional view of an embodiment of the invention is shown in FIG. 6.

In FIG. 6, a conductive paste 201 is connected to a pad 202 electrically coupled by way of a through hole 203 on a wiring 208, and thus electrically connected to components external to the chip. The wiring 208 connects semiconductor elements 204 thereby to form a circuit. The semiconductor elements 204 are bonded to a substrate 207 by an adhesive 207a through silicon nitride 206. The silicon nitride 206 is coated on the lower surface of silicon oxide 205.

The semiconductor element 204 has the lower surface thereof formed with the silicon oxide 205 for electrical isolation of the semiconductor element. The semiconductor element 204, which is prepared by use of layers of silicon-on-insulator (SOI) wafer, is formed very thin. At the same time, the silicon oxide 205 provides an inner insulator layer of the SOI wafer. The silicon oxide itself has no function of shutting off Na, H₂ or H₂ O, resulting in the semiconductor element being contaminated by ionic substances and a protracted operating instability. Especially when the distance between the lower surface of the semiconductor element and the external environment approaches 10 microns or less with a silicon oxide as a thin film therebetween, impurities diffusion is included in the distance even at the LSI-operating temperatures, and a great problem is posed threatening the LSI reliability. With a thicker silicon oxide, by contrast, the wafer bends at temperatures higher than 1000° C. in the wafer processing steps, and the resulting misalignment or the like makes fine processing impossible. According to this embodiment, silicon nitride is attached after a thin LSI film is formed. The silicon nitride film has superior chemical, physical and electrical properties as a passivation film. Especially, its high imperviousness to Na, H₂ and H₂ O exhibits a superior effect of protecting the semiconductor elements of a thin LSI.

The thickness of the silicon nitride is, for example, one micron at maximum as a limit of developing a crack and about 0.01 micron at minimum taking the Na-ion diffusion range into account for the maximum operating temperature 90° C. of the IC card.

The steps for fabricating a semiconductor device in FIG. 6 are shown in FIGS. 7A, 7B, 7C. First, as shown in FIG. 7A, there is formed a semiconductor device comprising semiconductor elements 204, a wiring 208 for connecting the semiconductor elements 204 to each other, and a pad 202 on the wiring 208 each by way of a through hole 203, all of which are formed on the main surface of a silicon-on-insulator having a silicon oxide 205 on a silicon substrate 217.

Next, as shown in FIG. 7B, the silicon substrate 217 is selectively etched off by potassium hydroxide or hydrazine which has such a selective-etching function. Further, as shown in FIG. 7C, silicon nitride is coated on the reverse side of the silicon oxide 205. After that, as shown in FIG. 6, an LSI formed in thin film is bonded by the adhesive 207a and connected to the substrate using the conductive paste 201, thereby completing a semiconductor device.

The thin-film LSI is reduced to the thickness of the order of 10 microns, and therefore, after being bonded to the substrate, can be connected to the substrate by paste or ink-like liquid material due to a small unevenness with respect to the substrate. Consequently, a very low and flat connection is made possible in a shape optimal to an IC card. Also, the conductive paste, which is as thin as about 10 microns and high in flexibility, is highly resistive to bending and thermal expansion.

Another embodiment of the invention is shown in FIG. 8. In FIG. 8, a conductive paste 201 connected to a pad 202, which in turn is electrically connected to a wiring 208 byway of a through hole 203, is electrically connected to the environment external to the chip. The wiring 208 connects semiconductor elements 204 to each other thereby to form a circuit. The semiconductor elements 204 are bonded to a substrate 207 by an adhesive 207a through silicon nitride 206.

In the embodiment of FIG. 8, the silicon oxide film of FIG. 6 is replaced by a silicon nitride film. As a means of reducing the thickness of the LSI, though not restrictive, the lower surface of the semiconductor element is protected by silicon nitride after reducing the thickness. This silicon nitride film has the effect of regulating the thermal expansion coefficient and prevents the thin LSI from being curled due to the internal residual stress.

FIG. 9 is a sectional view showing the configuration of a semiconductor device according to an embodiment of the invention. A thin-film IC 1 is bonded to a card substrate 2 by means of an adhesive 3. The thickness of the thin-film IC, depending on the number of layers of wiring and transistors employed, is in the range of about 5 to 10 μm. This thinness permits a substrate wiring 5 to be connected with the wiring pattern on the thin-film IC 1 by conductive ink 4. The thin-film IC, unlike the bulk IC, is easily bent, and therefore suitably is bonded to a substrate of plastics such as a card substrate which is also easy to bend. Also, a rubber-like or a flexible adhesive is preferably used for bonding the thin-film IC 1 and the card substrate 2. The rubber-like property and the flexibility reduce the bending stress acting on the thin-film IC.

The steps of fabricating an IC card providing a semiconductor device according to an embodiment of the invention are shown in FIG. 10. First, a thin-film IC (LSI) is formed on a SOI wafer (step 101). Next, the silicon substrate on the reverse side is etched off by potassium hydroxide (step 102). In the process, the silicon oxide film inward of the SOI wafer cannot be removed by potassium hydroxide, and therefore the thin-film IC can be fabricated in self-aligning mode (step 103). Also, since the thin film IC, if alone, would curl due to the internal stress, the main surface of the SOI wafer is bonded in advance to a support substrate by adhesive. A sectional view of the SOI wafer with the silicon substrate removed is shown in FIG. 11. Numeral 11 designates the support substrate, numeral 12 the adhesive, numeral 13 the thin-film IC, and numeral 14 the insulator layer inward of the wafer. Then the thin-film IC is applied and bonded to the card substrate (step 104), and the support substrate is removed, finally followed by connecting the thin-film IC and a wiring terminal on the card substrate by printing (step 105).

As described above, an LSI based on a silicon-on-insulator wafer is attached on a card substrate in a very thin form with a high reproducibility over a wide range by etching with the inner silicon oxide film as a boundary layer, and thus can be wired to components external to the LSI by printing.

FIG. 12 is a sectional view showing the condition immediately after bonding a thin-film IC with a support substrate to a card substrate. Under this condition, the thin-film IC 16 is bonded to a transparent support substrate 18 by an adhesive 19 separable under ultraviolet ray on the one hand and to a card substrate 15 by a rubber-like adhesive 17 on the other hand. The adhesive separable under ultraviolet ray is of acrylic resin having an adhesive property under normal conditions and contains a gel substance which hardens under ultra-violet ray thereby to exhibit separability. This adhesive is effective in separating the support substrate at room temperature with high reliability. Also, the rubber-like adhesive 17 is capable of absorbing the stress caused when the card substrate is bent thereby to relax the stress concentration on the thin-film IC. Further, the stress concentration due to the difference in thermal expansion coefficient between the thin-film IC and the card substrate can be relaxed. Therefore, the thin-film IC can be bonded to the card substrate with high reliability.

FIG. 13 is a sectional view showing the configuration of FIG. 12 from which the support substrate 18 is removed. The support substrate 18 is removed as it is not required once the thin-film IC 16 (designated by 20 in FIG. 13) is bonded to the card substrate 15 (designated by 21 in FIG. 13). Manual removal of the support substrate is facilitated by the use of an adhesive separable under ultraviolet ray which strongly bonds the thin-film IC to the support substrate 18 until radiation of the ultraviolet ray. In this way, a very thin IC card substrate can be bonded with high stability.

FIG. 14 is a sectional view showing a configuration in which the thin-film IC 22 is bonded to the card substrate 25 and then the thin-wire IC is wired to the card substrate 25. The thin-film IC 22 has a thickness of about 5 to 10 μm, and the adhesive for bonding the thin-film IC to the card substrate 25 a thickness of about 20 to 30 μm. The unevenness between the upper surface of the card substrate 25 and the upper surface of the thin-film IC 22, therefore, is very small as compared with the conventional case in which a bulk IC is bonded to the card substrate. As a result, the thin-film IC and the wiring 23 on the card substrate can be connected to each other by the wiring 24 of conductive ink using the conventional printing technique. A great amount of connections is thus made possible within a short period of time. Mass production and cost reduction of IC cards are thus realized.

FIG. 15 shows an example in which the configuration of the invention is used for packaging a multichip substrate. A thin-film IC 26 prepared by the steps described above is bonded to a multichip substrate 27, and then conductive ink 29 is connected to a wiring 28 on the multichip substrate 27 by printing. A low-cost multichip module thus can be obtained.

The above-mentioned conductive ink may be of any liquid material.

A printing unit used for fabricating a semiconductor device (IC card) according to the invention is schematically shown in FIG. 16. The IC card according to the invention has the feature that a great amount of connections is made possible within a short length of time between the IC and the card substrate. The ink 32 in a wiring pattern is transferred to a rotary drum 31 and further to a substrate (before printing) 30 carrying a thin-film IC thereon on a belt 34 passing along the side of the rotary drum rotating in high speed, thereby realizing a device delivered as a substrate (after printing) 33 carrying a thin-film IC.

FIG. 17 is a sectional view showing an example of the thin-film IC embedded in an IC card. The thin-film IC 35 is placed in a neutral plane 37 of the card substrate 36 in such a manner as to resist the bend of the card substrate 36. Although when the card substrate is bent, a tensile or compressive stress is exerted on the front and reverse sides, a thin-film IC located in a neutral plane 37 is not subjected to such a force, thereby leading to a high bending strength and high reliability.

The industrial productivity and the reliability of the card are improved by locating the LSI within about ±5% of one half of the IC card thickness from the ideal neutral plane.

FIG. 18 is a diagram for explaining the steps for producing the configuration shown in FIG. 17. First, a thin-film IC 35 is adhered to a card substrate 36" and then a card substrate 36' of the same thickness as the card substrate 36" is attached to the thin-film IC 35. As seen from the configuration shown in FIG. 17, the thin-film IC can thus be easily embedded in the neutral plane of the IC card. A plurality of such thin-film cards IC can be located at arbitrary positions of the card substrate.

An embodiment of the invention is shown in FIG. 19. In the sectional view of FIG. 19, the IC card is curved under the bending stress. The thin-film LSI chip 104 is located on the center line 102a, i.e., the neutral plane of the card section, and therefore is highly resistive to the bending force. In other words, no stress is exerted on the thin-film LSI chip. Although the thin-film LSI chip is bent with the IC card, the small thinness of the thin-film LSI chip reduces the stress.

FIG. 20 is a diagram showing the LSI chip 105 in bent state. Character R in FIG. 20 designates the radius of curvature from the center of curvature 107 to the center line 106 along the thickness of the LSI chip 105, and character t the thickness one half of the LSI. Navier's theorem shows that the stress σ in LSI surface is represented by E*t/R, where E is may be considered Young's modulus of the LSI. Since the LSI surface is of silicon oxide, E is equivalently Young's modulus of silicon oxide. This equation indicates that the stress in the LSI surface is proportional to the thickness of the LSI and inversely proportional to the radius of curvature. The LSI is considered to break due to bend when the surface stress exceeds the mechanical strength of the LSI. The surface stress is zero in the absence of bend since R is infinitely large. With the progress of bend and the decrease in R, the stress is progressively increased until finally the LSI is broken. As the LSI thickness decreases with respect to the bend of the same radius of curvature, the surface stress decreases. An LSI sufficiently resistive to bend, therefore, is realized by reducing the thickness to such a degree as not to reach the limit of mechanical breakdown. A thin LSI which stands alone, however, is difficult to handle. The handling is facilitated and strength of a thin LSI increased by holding it between plastics or metal materials. In the process, it is necessary to position the thin-film LSI chip in the neutral plane of the material used for holding. In the case of an IC card, for example, the thin-film LSI chip is required to be located in the neutral plane as viewed from the section of the card substrate as shown in FIG. 19. In this way, the neutral plane of the LSI coincides with the plane where stress exerted is zero when the card is bent. Even if the card is bent, the same effect is expected as if the thin-film LSI chip alone is bent.

Now, a method for forming a card using a thin LSI will be explained with reference to embodiments shown in FIGS. 21A, 21B and FIGS. 22A, 22B. First, as shown in FIG. 21A, a metallization pattern 109 is formed on a lower card substrate 108.

The metallization pattern 109 is formed using conductive paste or ink or etching of a copper thin film. Under this condition, as shown in FIG. 21B, a thin-film chip 110 is applied. An ordinary adhesive may be used for this purpose. In FIG. 22A, the thin-film chip 110 is connected by conductive paste 111, after which an upper card substrate 112 is bonded as shown in FIG. 22B. In the process, the lower card substrate 8 and the upper card substrate 12 are required to have the same thickness. In this way, the thin-film LSI chip is located in the neutral plane of the completed card and therefore has a high resistance to bending stress. As compared with the conventional card, the card according to this embodiment can be fabricated by integrating the card substrate with the LSI. Also, the connection using a conductive paste eliminates the need of wire bonding and makes possible fabrication of a low-cost, thin IC card resistive to bend.

A top plan view of an IC card according to the invention is shown in FIG. 23. A thin-film LSI chip 114 and a conductor pattern 115 are formed on a flat IC card surface 113. A coil is shown as an example of conductor pattern. This coil has the function of generating an inductive electromotive force in response to an electromagnetic wave received from the environment external to the IC card and supplying energy to the thin-film LSI chip. This coil pattern is connected to the thin-film LSI chip by the conductive paste. This coil has also the function of receiving data from outside of the IC card and delivering it to the thin-film LSI chip and sending the data from the thin-film LSI chip as an electromagnetic wave out of the IC card. The thin-film LSI chip, if situated at a corner of the card smaller in bending moment than at the center as viewed from the flat card surface, can be reduced in radius of curvature and an IC card is realized with a higher strength to the bending force. This method permits fabrication of an IC card of non-contact type which is high in reliability. The conventional IC card classified as a contact type has an electrode in the surface thereof, and therefore has the disadvantages of developing a contact failure or easily succumbing to static electricity. The configuration according to the invention, however, is applicable also to the conventional IC card of contact type. FIG. 24 is a diagram showing an IC card having a configuration in which a thin-film LSI 16 is bonded in such a position as to be surrounded by a flexible adhesive 119 like silicone. This configuration enables the adhesive 119 to cover the thin-film LSI chip with a soft rubber-like material by taking advantage of the function of bonding the upper card substrate 117 and the lower card substrate 118. Stress is thus made difficult to be exerted on the surface of the LSI, while at the same time making it possible to fabricate an IC card resistive to the bending force. Further, even when the card substrate is deformed by a very local impact force, the adhesive layer exhibits the function of relaxing the impact force, thereby preventing stress from being applied to the thin-film LSI chip.

FIG. 25 is a diagram showing the stress exerted on the LSI surface with the card thickness as a parameter. The thin-film LSI is placed in the neutral plane of the card substrate, and the ratio is taken between the thickness of the LSI and that of the card to determine the stress exerted on the surface of the thin-film LSI. The stress in the LSI surface is considerably related to the degree of card curvature. The degree to which the card is bent depends to a large measure on the thickness or material of the card, the force applied to the card and the card position, and cannot be uniquely determined. By way of explanation, the position of the LSI is considered at the center in the neutral plane of the card, and the material of the card is deemed vinyl chloride commonly used for magnetic and IC cards. The PET (polyethylene terephthalate which is a heat-resistant crystalline thermoplastic) material is harder and more difficult to bend. The case involving vinyl chloride, therefore, is considered applicable to considerably wide purposes. The radius of curvature which determines the bend depends on the bending moment applied to the card. Such a moment is assumed to be applied to the limit of bending the card. A simple actual measurement shows that a vinyl chloride card 0.76 mm thick has a radius of curvature of 50 mm at the center thereof. Suppose the LSI has the same thickness as the card. The stress in the LSI surface is given as 8E10*0.38/50 (Pa) from the stress equation, which is calculated as 600 MPa. Taking into account the fact that LSI surface is mainly composed of a silicon oxide layer, the property of glass can be safely assumed. The value for glass was used as Young's modulus based on the standard table of physical constants.

The relation between radius of curvature and card thickness is affected by the moment of inertia applied to the card. The radius of curvature R is given as E*I/M, where E is Young's modulus of the card, I the moment of inertia and M the bending moment. The moment of inertia of the card is proportional to the cube of card thickness. As a result, the characteristic curve of radius of curvature as shown in FIG. 26 is obtained.

From this characteristic, the stress in the LSI surface is determined for the ratio of 1.0 between the thickness of LSI and that of the card. As in the equation previously noted, the stress in the LSI surface as shown in FIG. 26 is determined. More specifically, the stress figure is 2.4 GPa for the card thickness of 0.5 mm, and 5.4 GPa for the thickness of 0.25 mm. Under this condition, the LSI tends to easily break. Actually, therefore, the LSI is formed in thin film and held in the neutral plane of the card. FIG. 25 is a diagram showing the stress in the surface of the thin LSI plotted against the thickness ratio between LSI and card as a parameter. This graph is shown in enlarged form in FIG. 27 with the thickness ratio between LSI and card expanded in the range of 0 to 0.16. The region where the LSI can stand the bend is assumed to be 90 MPa and the same as the breaking strength of glass based on the standard table of physical constants. As a result, the thickness required of the thin-film LSI can be determined for each card thickness, and hence the limit to which the LSI thickness can be reduced. In other words, the required LSI thickness is 110 microns or less for the card thickness of 0.76 mm, 19 microns or less for the card thickness of 0.5 mm, and 4 microns or less for the card thickness of 0.25 mm. The reliability of course can be greatly improved by reducing the LSI thickness to the limit.

As described above, a semiconductor device configured according to this invention solves the problems of the prior art, and provides a reliable, low-cost IC card or a multichip module. In other words, a thin semiconductor element with a protective insulating layer covered on the reverse side thereof according to the method described above prevents intrusion of ionic contaminants by way of the reverse side of the semiconductor element nearest to the external environment for an improved reliability. As a consequence, an IC card with an improved durability can be fabricated by bonding a thin LSI to a substrate using an inexpensive organic adhesive usually containing a considerable amount of ionic impurities.

If silicon nitride is used as the above-mentioned protective insulating layer which is high in thermal expansion coefficient, the curling of the thin-film LSI due to the internal residual stress can be suppressed, thereby contributing to an improved reliability of the IC card.

On the other hand, the use of a SOI wafer permits the inner insulator layer to function as a stopper layer in fabrication processes and therefore a very thin IC can be fabricated with a superior reproducibility. The thin-film IC has a thickness of 5 to 10 μm. Such a thin IC as this is resistive to bend, and when coupled to a thin substrate like an IC card by flexible adhesive, is further improved in bend resistance for an improved reliability.

Also, a thin-film IC, which by itself is fragile, can be fabricated in highly stable form by being mounted on a support substrate in advance. The support substrate to which the IC is coupled can be reliably removed at low temperatures if an adhesive separable under ultraviolet ray is used for coupling. The thin-film IC attached on the card is so thin that the substrate and IC can be wired to each other by printing ink, thereby making it possible to fabricate an IC card which is low in cost and flat in shape.

The methods described above are applicable not only to IC cards but also to the packaging of ICs of similar types and multichip packaging as well.

Taking a sectional view of a flat IC card in bent condition, a curved surface develops an elongation and the reverse side thereof a compression. Under this condition, the central portion of the particular section of the IC card is subjected to less stress and free of compression. A thin IC chip present at this portion is subjected to lesser stress. The thinner the IC chip, the better. When the card is thick, however, the IC chip can be increased in thickness to some degree since the increased critical curvature of the card makes it difficult to bend due to card rigidity. When the IC card is thin, by contrast, the thickness of the IC chip must be reduced in order to facilitate bending and hence to relax the stress in the IC chip. In reducing the thickness of the IC, the thinner the LSI, the higher accuracy is required of the fabrication equipment. Changing the required thickness of the IC chip according to the thickness of the IC card is very important from the economic viewpoint and also for securing the reliability. In view of this correlation present between the thickness of the IC card and that of the IC chip, the proper thickness of the IC chip is considered 110 microns or less for the thickness of a completed IC card of 760 microns or more, 19 microns or less for the thickness of a completed IC card of 500 microns or more, and 4 microns or less for the completed IC card thickness of 250 microns or more. Thus an economical and highly reliable IC card is produced. 

We claim:
 1. An IC card comprising:a flexible upper card substrate, a flexible lower card substrate to be bonded with the upper card substrate for structuring an IC card substrate, wherein the thickness of the lower card substrate is substantially the same as the thickness of the upper card substrate, and a thin-film semiconductor device having at least a semiconductor element and wiring, and a thin film of a protective insulating material formed on the lower surface of said semiconductor element, wherein said thin-film semiconductor device is placed between the upper card substrate and lower card substrate to be located on a neutral plane of the IC card, wherein the thickness of the thin-film semiconductor device and the thickness of the IC card are set at a predetermined ratio relative to one another such that the thickness of the thin-film semiconductor device is a finite value not greater than 110 microns for the IC card having a thickness equal to or greater than 760 microns.
 2. An IC card comprising:a flexible upper card substrate, a flexible lower card substrate to be bonded with the upper card substrate for structuring an IC card substrate, wherein the thickness of the lower card substrate is substantially the same as the thickness of the upper card substrate, and a thin-film semiconductor device having at least a semiconductor element and wiring, and a thin film of a protective insulating material formed on the lower surface of said semiconductor element, wherein said thin-film semiconductor device is placed between the upper card substrate and lower card substrate to be located on a neutral plane of the IC card, wherein the thickness of the thin-film semiconductor device and the thickness of the IC card are set at a predetermined ratio relative to one another such that the thickness of the thin-film semiconductor device is a finite value of not greater than 19 microns for the IC card having thickness of equal to or greater than 500 microns.
 3. An IC card comprising:a flexible upper card substrate, a flexible lower card substrate to be bonded with the upper card substrate for structuring an IC card substrate, wherein the thickness of the lower card substrate is substantially the same as the thickness of the upper card substrate, and a thin-film semiconductor device having at least a semiconductor element and wiring, and a thin-film of a protective insulating material formed on the lower surface of said semiconductor element, wherein said thin-film semiconductor device is placed between the upper card substrate and lower card substrate to be located on a neutral plane of the IC card; wherein the thickness of the thin-film semiconductor device and the thickness of the IC card are set at a predetermined ratio relative to one another such that the thickness of the thin-film semiconductor device is a finite value of not greater than 4 microns for the IC card having a thickness equal to greater than 250 microns.
 4. An IC card according to claim 1, wherein said semiconductor device is a thin film semiconductor circuit having a lower surface formed on a substrate for a silicon-on-insulator wafer, wherein said thin-film semiconductor circuit is coupled to an upper surface of the lower card substrate, said semiconductor device further including a hardenable conductive material for connecting a channel of said semiconductor circuit with a wiring formed on the lower card substrate.
 5. An IC card in accordance with claim 1, wherein the thin film semiconductor device has upper and lower major surfaces, and wherein the upper major surface is in direct contact with said flexible upper card substrate and wherein said lower major surface is in direct contact with said flexible lower card substrate.
 6. An IC card according to claim 2, wherein the thin film semiconductor device has upper and lower major surfaces, and wherein the upper major surface is in direct contact with said flexible upper card substrate and wherein said lower major surface is in direct contact with said flexible lower card substrate.
 7. An IC card according to claim 3, wherein the thin film semiconductor device has upper and lower major surfaces, and wherein the upper major surface is in direct contact with said flexible upper card substrate and wherein said lower major surface is in direct contact with said flexible lower card substrate.
 8. An IC card according to claim 4, wherein said semiconductor element is a thin-film semiconductor circuit removed off a main surface of the silicon-on-insulator wafer.
 9. An IC card according to claim 4, wherein said substrate and the thin film of a protective insulating material formed on the lower surface of the semiconductor element are coupled to each other by a rubber-like adhesive.
 10. An IC card comprising:a flexible upper card substrate, a flexible lower card substrate to be bonded with the upper card substrate for structuring an IC card substrate, wherein the thickness of the lower card substrate is substantially the same as the thickness of the upper card substrate, and a thin-film semiconductor device having at least a semiconductor element and wiring, and a thin film of a protective insulating material formed on the lower surface of said semiconductor element, wherein said thin-film semiconductor device is placed between the upper card substrate and lower card substrate to be located on a neutral plane of the IC card, and wherein a thickness ratio between said IC card substrate and said thin-film semiconductor device is less than 110/760.
 11. An IC card made by a process comprising the steps of:preparing a flexible upper card substrate and a flexible lower card substrate to be bonded with the upper card substrate for structuring an IC card substrate, wherein the thickness of the lower card substrate is substantially the same as the thickness of the upper card substrate, and wherein the thickness of said IC card substrate is not greater than 760 microns; preparing a thin-film semiconductor device on a main surface of silicon-on-insulator element, having at least a semiconductor element and wiring, wherein the thin film semiconductor device has a thickness not greater than 110 nm; stripping said thin-film semiconductor device off said main surface of said silicon-on-insulator element; forming a thin film of a protective insulating material on the lower surface of said semiconductor element; adhering said thin-film semiconductor device onto said lower card substrate; and adhering said upper card substrate onto the lower card substrate on the surface where the thin-film semiconductor device is adhered so that the thin-film semiconductor device is placed in a neutral plane of the IC card substrate.
 12. An IC card according to claim 10, wherein the thin film semiconductor device has upper and lower major surfaces, and wherein the upper major surface is in direct contact with said flexible upper card substrate and wherein said lower major surface is in direct contact with said flexible lower card substrate.
 13. An IC card according to claim 11, made by a process which further comprises:placing a metallization pattern on said flexible lower card substrate before adhering said upper card substrate; and connecting said metallization pattern with said thin-film semiconductor device by conductive paste before said upper card substrate is adhered to said lower card substrate.
 14. A process for making an IC card according to claim 11, wherein the thin film semiconductor device has upper and lower major surfaces, and wherein the upper major surface is in direct contact with said flexible upper card substrate and wherein said lower major surface is in direct contact with said flexible lower card substrate.
 15. An IC card according to claim 13, wherein said conductive paste is placed by transferring a conductive ink of a predetermined wiring pattern to a rotary drum and transferring the wiring pattern of a conductive ink on said rotary drum to said metallization pattern and said thin-film semiconductor provided on said flexible lower card substrate.
 16. An IC card according to claim 13, wherein said thin-film semiconductor device is adhered onto said lower card substrate by using a flexible adhesive, and said upper card substrate is also adhered onto the lower card substrate by the flexible adhesive. 